GLOBAL TERMS OF SERVICE, PRIVACY POLICY & DISCLAIMER

Effective Date: February 10, 2026

 

Service Provider: STAR ALLIANCE CONSULTING S.L.

Registered Office: Calle del Pinar, 5, 28006 Madrid, Spain

NIF: B-19750199

Legal Contact: info@starallianceconsult.com

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Privacy Notice

We respect your privacy. The information you provide is used solely to assess your refinancing options and will not be shared with third parties beyond our trusted lending partners. We adhere to all applicable data protection regulations and will never sell or misuse your data. 

 

Non-Circumvention

By using our services, the client agrees not to bypass Star Alliance Consulting S.L to contact or enter into a direct financing agreement with any lending partner introduced by us for a period of 12 months from the date of introduction

 

Disclaimer

Completion of this questionnaire does not constitute a loan application or guarantee of financing. All loans are subject to lender approval, property appraisal, and adherence to their underwriting guidelines. This service is focused on commercial/business-purpose loans for non-owner-occupied properties; it is not intended for owner-occupied residential mortgages.

 

Licensing & Regulatory Note

Because these loans are for investment (commercial) properties, a traditional U.S. residential mortgage license is typically not required. We encourage you to consult legal and tax professionals for personalized advice regarding your specific circumstances.

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Success-Based Advisory Fee

By submitting this assessment, you acknowledge that Stateside Refi acts as a debt advisor. Our service is success-based; no upfront fees are charged. Upon a successful loan closing, an advisory fee (typically 1% to 2% of the loan amount) will be earned and deducted directly from the loan proceeds at funding. 

 

Third-Party Costs:

While our advisory fee is success-based, please note that third-party costs required for underwriting—such as property appraisals, environmental reports, or legal entity filings—are the responsibility of the borrower and are paid directly to the service providers.

 

Governing Law

This agreement and any dispute arising from our services shall be governed by and construed in accordance with the laws of Spain, with the courts of Madrid having exclusive jurisdiction

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